I just have to tell you about the awesome rewards credit card that I just switched to!

For over 10 years, I've used a standard American Express card. I paid $55 per year for the primary card, $45 per year for a second card, and $40 per year for Membership Rewards. $125 per year is expensive, but the rewards have been more than worth it. We've earned hundreds of thousands of miles and have been able to take many cheap vacations as a result. American Express is great for those rare times when you need to dispute a charge. The service and benefits with American Express are second to none. Their warranty extension benefit has been very useful, too. They double the manufacturer's warranty, up to an extra year. I just got a 23 month old laptop (with a 1 year warranty) repaired for free! I'm a very happy American Express member!

But I recently found out that I can get even more, for less!

I just discovered the American Express Starwood Preferred Card! It has most of the same benefits that I've grown to love with my green card, and much more!

• The annual fee is only $45 per year! Additional cardmembers are free! The first year is free!
• There's no need to pay for Membership Rewards, because reward benefits are built in to this card!
• Every year, you get a coupon good for 50% off up to a five night stay at Starwood hotels or resorts.
• You can transfer your Starpoints to most major airlines (American, Delta, United, Continental, US Airways, and more), plus you get a 5,000-Starpoint bonus for every 20,000 Starpoints you transfer! This means that you effectively earn 1.25 miles for every dollar you spend!
  BONUS TIP: One of the best deals with frequent flyer points is First Class tickets! Depending on the airline, they're usually a little less than twice as many miles as a Coach ticket, but the value (if you pay cash) is often four times as much. We've flown First Class to Hawaii twice, Jamaica once, and numerous domestic locations. Frequent Flyer availability is often better in First Class, too!
• Points can also be used at Starwood hotels for as little as 2,000 Starpoints per night.

As an added bonus, you can get 10,000 bonus Starpoints after your first purchase when you apply through THIS LINK!